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Who is responsible for handling the probate process?

When there is a will, the deceased will usually have named or nominated a personal representative and possibly alternate personal representatives. The personal representative named in a will is not ob...

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How to Submit a Will for Probate

There are specific tasks that an executor must do to successfully complete the probate process of a will: collect the assets of the deceased, notify creditors, insurance companies, and public agencies...

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Elimination Period

The elimination period in a long term care insurance policy is like a waiting period or a deductible period in your typical health insurance policy. You are responsible for paying all your long term ...

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Home Care and Community Care Benefits

The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for home care and community care....

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Respite Care Benefits

The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for respite care, which can be provided in many different settings....

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International Long Term Care Coverage

The international coverage provisions, such as eligibility, per diem, elimination period, and lifetime benefit under your long term care insurance policy are discussed....

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Long Term Care Extension of Benefits

The extension of benefits provision under your long term care insurance policy is really nothing more than the normal benefits that would be available to you if you were paying the premium....