Policy Time Limits on Certain Defense or Incontestable Provisions
The typical “incontestable” and “gave period” language contained in a health medical insurance policy are explained....
Legal
Renewal and Reinstatement Provisions in a Health Insurance Policy
The “renewal” and “reinstatement” language typical in a health medical insurance policy are discussed...
Notice of Claim and Claim Forms Provisions
The “notice of claim” provision as well as “claim form” requirement typical in a health medical insurance policy are discussed...
Proof of Loss / Time for Payment of Claims Provisions
The health insurance policy language that has a “proof of loss” provision as well as the requirement for paying health insurance claims is discussed...
Change of Occupation, Misstatement of Age, Unpaid Premium & Illegal Occupation
Change of occupation, misstatement of age, unpaid premium and illegal occupation provisions contained in a health insurance policy are discussed....
Can abuse victims qualify for innocent spouse relief from having to pay delinquent income taxes?
Whether the the spousal abuse was physical or mental, they are both treated equally under IRS guidelines for determining if abused spouses can qualify for innocent spouse relief. In these situations, ...
What is innocent spouse relief?
The IRS has the power to release a spouse from direct financial liability for unpaid taxes. This release from responsibility from having to pay tax debts of the other spouse (or estranged spouse) is c...
Vehicle Theft Claim: When the Insurance Company Requests Your Phone Records, Bank Statements, and Tax Information
Certain insurance companies have policies where every auto theft claim automatically triggers this higher level of investigation, even when the facts of the claim do not warrant such attention. In suc...
Insurance Policy Limits and Forced Settlement Claims: Rights of the Insured to Settle
Insurance companies are not required to immediately pay out the policy limit; they are allowed to look to reduce their own exposure by only paying the amounts proven to the extent liability is proven,...
The Interview Questions for Legal Marketing Firms
Questions you should ask legal marketing firms before you buy into a law marketing service....
Medical Malpractice Statute of Limitations
The statute of limitations for medical malpractice cases, or the amount of time in which you have to file suit for medical malpractice, varies from state to state. However, every state does impose som...
Mad at Your Lawyer?
What are your options if you're dissatisfied with your lawyer's services? What if your lawyer never returns your phone calls or has over-charged you? This article discusses these issues at length and ...
How to Fire your Lawyer
How and when you terminate the attorney-client relationship – and fire your lawyer--can impact your case and your finances. Written notice is always the best form of terminating the relationship. ...
Who pays the out-of-pocket expenses of litigation? Are they paid upfront by me or by my attorney?
The out-of-pocket expenses for litigation may be paid up front by either you or your attorney, depending on the arrangement and the contract between you two. This can also depend on whether you are pa...
I hired a lawyer on a contingency-based contract who appears to have dropped the ball in my case. I’d like to hire a new lawyer, but can the previous lawyer hold me to the terms of the original contract if I win the case with the new lawyer?
Whether your current lawyer can hold you to the terms of the contingency agreement will depend on the laws of your state, as well as your particular situation. Many states follow the Model Rules of Pr...
What is a divorce deposition?
What is a deposition and what happens at a deposition?...
What Is Legal Malpractice?
Legal malpractice is a civil suit that you may bring when your attorney breaches his legal duty to you. In order to prevail in an attorney malpractice civil suit, the burden is on you, as the plaintif...
Do car problems have to occur within 12 months of purchase to qualify under lemon law?
In order to be protected by lemon law in most states, you'll need to experience car problems within 12 to 24 months of purchase, or 12,000 to 24,000 miles. This time frame varies somewhat by state, so...
What should I do if I suspect my car is a lemon?
If you believe your car is a lemon, you may be able to receive some kind of compensation from your car manufacturer, but first you'll need to build a case. Start by researching lemon laws in your stat...
How to Demonstrate That Your Car Is a Lemon
Lemon laws are designed to protect the owner of a defective car if the car is covered by a warranty, if a substantial defect occurs within a certain time period of time after the purchase, and if the ...
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