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When changing Health Insurance companies mid-year, can the deductible paid be transferred in whole or part to the new company?

What you’re looking for is a "prior carrier deductible credit".  It depends on whether or not the new carrier is offering it, but I think......

Post

I slung a rock from my mower and shattered the window in my suburban — is this covered under any type of insurance and is it worth it to even claim

The glass breakage from the rock on your car would be covered by comprehensive insurance under your automobile policy, so you could make a claim for......

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Hit-and-Run driver now says I hit him after he told police he wasn’t aware of any accident and his insurance isn’t covering my car. Options?

The police report should support your version of the incident. I would recommend that you go through your insurance company and let them work out......

Post

Does an expired drivers license invalidate liability insurance?

While a driver is expected to have a valid license when they purchase insurance, once the policy is in force, the insurance company should pay......

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do you need a special permit or license to drive a trike in washington state?

From the Washington State Licensing website:   How to get a sidecar/trike endorsement 3-wheel vehicle requirements If you ride a 3-wheel vehicle in Washington, you......

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I have PIP and liability and my windshield was hit by a buzzard and it was cracked. Will my insurance company replace it?

The insurance that you are currently carrying is liability insurance.  You need to have comprehensive and/or glass coverage to protect you for the damages caused......

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if i get divorced, will the insurance coverage stop right away and i’ll be able to apply for medicaid (im pregnant)?

According to the Medicaid website, you "should" fall into the category of being eligible.  You are single, pregnant, and have no job/income.  Florida is on......

Post

How many months upon request of cancellation of my homeowners policy LEGALLY can insurance company back date my cancellation date?

Based on your question it appears you requested a back dated cancellation of your homeowner policy.  The insurance company asks that any change, or cancellation,......

Post

Can a person with a Michigan drivers license get Texas auto insurance ?

If you have a license in one state and buy auto insurance in another state, there should be a reason for doing so.  I am......

Post

what happens when a person is convicted of murder and is the beneficiary of the life insurance policy

In most states, if not all, the beneficiary is automatically excluded from the policy if they murder the insured.  There is a difference between “intestate”......

Post

What is extended replacement cost (ERC) mean on my homeowners’ policy?

When an insurance determines the replacement cost of your home, which is used to determine Coverage A, they are using the best available information they......

Post

Does Country Financial homeowners insurance cover plumbing?

Understanding Homeowners Insurance When it comes to protecting your home and its valuable assets, homeowners insurance plays a vital role. However, understanding the specifics of......

Post

Does health insurance cover Discoid lupus erythematosus?

Health insurance plays a crucial role in ensuring access to medical care, particularly for individuals with chronic illnesses like Discoid Lupus Erythematosus (DLE). Understanding how......

Post

Does health insurance cover Chromosome 18 ring?

Chromosome 18 Ring is a genetic disorder that affects a small portion of the population. For those diagnosed with this condition, understanding its intricacies and......

Post

Does Alfa homeowners insurance cover termite damage?

If you’re a homeowner, one of your biggest concerns may be the potential damage that termites can cause to your property. These tiny pests can......

Post

Does The Hartford car insurance cover my medical expenses after an accident?

If you’re wondering whether The Hartford car insurance covers your medical expenses after an accident, you’ve come to the right place. In this article, we’ll......

Post

Does Progressive car insurance cover damage caused by an overheated engine?

Understanding Progressive Car Insurance Coverage Progressive car insurance offers various coverage options to protect drivers and their vehicles. It is important to have a clear......

Post

Does MAPFRE Insurance Group car insurance cover damage caused by a deer or other wildlife?

Understanding MAPFRE Insurance Group’s Coverage When it comes to car insurance coverage, it’s important to understand what your policy includes and what it doesn’t. MAPFRE......

Post

Does Farmers Insurance car insurance cover damage caused by a tornado or other windstorm?

When it comes to protecting your vehicle from unexpected natural disasters, it’s essential to have the right car insurance coverage in place. Tornadoes and windstorms......

Post

Does health insurance cover Paramyotonia congenita of von Eulenburg?

Paramyotonia Congenita of von Eulenburg, also known as von Eulenburg’s disease, is a rare genetic disorder that affects the skeletal muscles. This condition is characterized......

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