Is it legal for an apartment comlex to require Renters insurance?
Apartment complexes are beginning to require proof of insurance from their tenants to be sure the complex or its insurance company won’t have to pay......
Insurance
Renting out your garage
If you own the home, and rent out the garage, you need to make sure your insurance company will cover the garage when it is......
I think my roof contractor overcharged on roof replacement. My friend with same size house used them too but they charged $7000 compared to my $10000.
I am presuming your insurance company paid to have the roof replaced due to an insurance loss. If so, the company would have negotiated the......
Who is responsible for damage to electric gate that closed on a truck and was damaged?
Responsibility of an accident – truck vs gate – can be tricky to resolve. I suggest that you contact your insurance agent and ask them......
Will a bill of sale be enough documentation to prove ownership of my vehicle when my car was declared a total loss?
Most states give you a few days to register a car in your name. In addition, insurance companies usually allow a few days if you......
iIlive in a duplex and planning on redoing the foundation. Do I need to notify my neighbor of the attached duplex? Incase of shifting in the homes.
I would presume you are getting permits for the work you plan to do on your foundation. I would think that a part of the......
If my car was parked in my friends driveway and a tree fell on it during a storm is there homeowners responsible.
If a tree falls on your car, even in a friends driveway, the loss is usually considered an “act of God”, or an accidental loss. ......
if someone else gets a speeding ticket in my vehicle, does it increase my insurance?
If someone else is driving your car and receives a ticket, the ticket will be charged against the driver, not the owner of the car. ......
if my child has a drivers permit, do i need to let my insurance know in order for him to drive the car?
If your child has only the permit for driving, you do not have to tell the insurance company about them. Insurance companies cannot actually add......
A fire in my neighbors house damaged the vinyl siding on one side of my home. Who is responcable to replace my siding, and how much siding .
Since the fire was at your neighbor’s home, the insurance company for your neighbor should pay for the damages to the siding. It is possible......
My homeowner insurance agent changed my policy and deductible without my signature or knowledge what can I do?
Based on the information you have given, your insurance agent acted unethically, and possibly criminally by changing your insurance without your approval. I presume that......
Got a notice from my ins. co that there is a sag in roof and it must be replaced by 5/2012 or they will drop policy. Can I still make claim b4 that?
The sag in your roof may not be a covered item. Insurance companies pay for damages to a roof caused by a storm, winds, falling......
Can we insure a house & property owned by a living trust?
A homeowner policy can be written if owned by a living trust. You can do it multiple ways. Most insurance companies prefer to have the......
When requesting a quote, I tell them there is no fire hydrant or station for 6-7 miles away, yet the quote shows a fire hydran within 1000 ft of home
If you have revealed the correct information to the agent or insurance company about the hydrant and fire department, but they offer a quote showing......
If I rear ended a vehicle that abruptly stopped after traveling past the cross walk into the intersection as the light changed from yellow my fault?
Unfortunately, even though the other driver stopped suddenly and unexpectedly, you are responsible for the accident, since you rear ended her. It is your responsiblity......
can an insurance company deny a fire claim when the investigation done by police, fire and 3rd party cant find the cause?
It would be very difficult for an insurance company to deny a fire claim if there is no evidence of how the fire started. They......
PostWill removing deployed airbags increase my insurance? 2026 (Avoid Costly Mistakes)
Will removing deployed airbags increase my insurance? This question explores how the removal of deployed airbags might affect your insurance rates and overall safety. While......
Will homeowners insurance cover replacing the electrical service panel in my home due to water seepage through the electric service cable
Unfortunately, I don’t think you will have coverage for the damage to your electrical system. The homeowner policy covers for “sudden and accidental” damage to......
Shouldn’t your comp coverage take care of a boat trailer attached to your vehicle that was stolen?
Comprehensive coverage on the auto policy covers the auto in question. It does not cover an item that may be attached to the vehicle. Since......
Falling tree branch hit car while driving. Is this comprehensive or collision?
Falling objects are considered a part of comprehensive coverage. The deductible for that will apply to the policy and there is no charge or affect on......
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