What can I do if my ex-wife has defaulted on our car loan payments?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What can I do if my ex-wife has defaulted on our car loan payments?
I was married but I am now divorced. Before the divorce we bought a car; when we separated she kept the car but it’s in our name and she is no longer making payments and has no insurance. Now, I’m a truck driver and because there is no insurance I have a flag on my driver’s license which means I can loose my CDL license and my job. I talked to her and she said she can’t make a payment or get insurance. I told her to give the car back but she does not want to. I told the finance company where to go get the car but they have not done so. What cant I do so that I can keep this from messing up my credit or my livelihood?
Asked on November 14, 2011 under Family Law, Louisiana
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
You need to either pay the vehicle off or refinance it in your name and you need to go to court and file a contempt motion against her and sue for the vehicle. Have the court amend the divorce decree to have the car awarded in your name so you can mitigate your damages. The car title should not be transferred solely to her if you are on the loan. She cannot have her cake and eat it too, if she does not plan on buying the cake. So again, take her to court. It is the only way to solidify your rights and mitigate your damages.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.