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My six-year old son was hit by a car and will be disabled for the foreseeable future with ongoing medical and hospital costs. My husband says that the court will probably require us to do a structured settlement. What does this mean and why would the court require us rather than take a lump sum and investing it ourselves?

When a minor is involved in a personal injury lawsuit as an injured claimant, our courts become very protective of their interests. Structured settlements reduce the risk that anyone will embezzle....

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