My personal injury attorney is encouraging me to take a structured settlement rather than a lump sum for a permanent injury. What is a structured settlement and why might it be better for me than a lump sum payment? Most minor to moderate injury cases are settled with a lump sum payment to the injured party. → Read More
My six-year old son was hit by a car and will be disabled for the foreseeable future with ongoing medical and hospital costs. My husband says that the court will probably require us to do a structured settlement. What does this mean and why would the court require us rather than take a lump sum and investing it ourselves? When a minor is involved in a personal injury lawsuit as an injured claimant, our courts become very protective of their interests. Structured settlements reduce the risk that anyone will embezzle. → Read More
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