Your policy is likely to have separate pages describing the benefits for Participating Provider Services and Non-Participating Provider Services. As previously explained, participating provider servic...
Certain medical treatment must be pre-certified by your health medical insurance company in advance of treatment....
People often wonder if they should take action against another when a breach of contract occurs. The first thing to consider is whether a breach has actually occurred. The answer depends on the nature...
If someone is accused of breach of contract, there are a number of defenses available to argue that a contract should not be enforced. If any of the basic elements of a contract are missing, or if the...
Article deals with questions as to whether it is better to invest your money in other areas rather than to buy long term care insurance....
Long term care insurance policies are either “tax-qualified” or “non-tax-qualified,” and there are important differences between the two....
State insurance laws require that all individual policies (life, health, long term care) be fully and medically underwritten. Your company must make a serious attempt to determine an insurance risk b...
Insurance companies that sell long term care insurance medically underwrite their policies before they are issued. They take a close look at your current health and your health history before they de...
There are two primary ways in which you may pay your long term care insurance policy premiums: the continuous payment option and the limited payment option....
When you enter into a purchase and sale agreement in a real estate transaction, that agreement is a binding contract. If one of the parties to a purchase and sale agreement or other agreement to buy/s...
If you've been denied valid autism benefits, don't let an insurance company have the final say. A bad faith insurance lawyer can help you fight back....
If you want your property to go to certain individuals or groups after your death, (relatives, friends, charitable organizations), it is very important to make a Will. Without a Will, you are said to...
Life insurance rescission is common. Nearly 5,000 life insurance policies are rescinded every year – saving the insurance industry billions of dollars. ...
Your best chance to change the insurer’s mind is with evidence. What evidence is good evidence? The best evidence typically is— An admission of fault......
You should revise your will any time to reflect any change in family status, such as marriage, divorce, or birth of a child....
If you have more children after you write your Will, the way to avoid problems is to keep your Will up to date....
It is a common myth that if someone writes “paid in full” on the memo line of a check, and the check is cashed, then the person cashing it has actually agreed to accept that amount as payment in f...
The question of whether a case outcome can be appealed depends primarily on the type of case and the court where the case was heard. Criminal cases have a Constitutional appeal by right, whereas some ...
In almost all states, punitive damages can be given if there have been some actual damages and egregious (outrageous) conduct by the defendant. Punitive damages are meant to “punish” a defendant's...
A class action lawsuit in a civil lawsuit that is brought by one person or a few people on behalf of a larger group of people who have suffered similar harm or have a similar claim....
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