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Insurance Law

Insurance law provides the framework for how carriers underwrite policies and enforce their terms. U.S. insurance law governs the following characteristics of the insurance business:......

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What is private indemnity insurance?

What is Private indemnity insurance? It's a type of medical coverage obtained through a private source, as opposed to a publicly funded program like Medicare. These types of insurance plans reimburse ...

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Benefits and Claim Procedures: Health Coinsurance

Health Coinsurance benefits are a provision under which the insurer and the insured share costs incurred after the co-pays and deductibles are met, according to a specific formula or schedule. You can...

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Long Term Care Policy Provisions

Long term care policy provisions can be confusing. You can find straight-forward explanations of the contract, assignment, facility of payment, refunds of unearned premiums, and other common terms. Fi...

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Long Term Care Insurance Fraud (Potential for Abuse)

The potential long term care insurance fraud and abuse is greater than most other insurance types due to the vulnerable populations served. To protect yourself, make sure to read your policy and not j...

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Fire Insurance: Rebuilding Your Home after a Fire

Need to know about rebuilding your home after a fire? We provide answers to some frequently asked questions and an interview with an experienced industry professional. Learn about common problems afte...

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How To Get Paid for Car Accident Damage

Need to know how to get paid for car accident damage? You can get paid to repair your property damage after an accident by knowing how to determine your car's fair market value. Learn more here....

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How to Determine Your Car Accident Claim Value

How do you determine your car accident claim's value? Get the most out of your claim by calculating the value of your damages before contacting the insurance company; including medical, property, and ...

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How Does a Moving Violation Affect Car Insurance?

How does a moving violation affect car insurance? We can tell you how different violations might impact your rates and which tickets and violations will cause rates to go up the most. Learn more here!...