Do I Need to Buy CDW Insurance for a Rental Car? Discussion of 4 factors to consider in deciding whether to buy CDW insurance on rental car. → Read More
Hurricane Claims & Fraud: Mediation Vs. Hiring An Attorney Many state insurance departments have created state sponsored mediation as a way to resolve insurance claims without filing a lawsuit against your insurance company. Many of the cases involve hurricane fraud, where an insurance company has acted in bad faith by delaying or denying payments. There are pros and cons to each method, but which is better for you? → Read More
How do I determine what my health care coverage or benefits are? How do I determine what my health care coverage or benefits are? → Read More
D&O Litigation on The Rise Directors and Officers (D&O) insurance liability policies serve many functions. They provide insurance for negligent acts committed by directors and officers of a company and also provide shareholders and employees with another means of obtaining damages → Read More
Policy Riders: Lapse Rider, Contingent Benefits and Contingent Nonforfeiture Coverage The purpose of a lapse rider on your long term care insurance policy is to provide you with options if the policy premium is increased on a class basis to such an extent that you may find it difficult to continue pay the premium and keep the long term car → Read More
Long Term Care Policy Riders: Paid Up Premiums An expensive rider to your long term care insurance policy is one where you don’t have to pay any more premiums on the policy after the later of your 65th birthday or ten years after the effective date of your policy coverage. → Read More
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