What Happens When There is no Life Insurance Beneficiary It’s the responsibility of the insured to name beneficiaries, and company will pay estate if none are named. → Read More
How do exclusions and limitations in an insurance policy affect my coverage? An exclusion is an exception to the general statement of coverage contained in the policy. For example, an auto liability policy typically states that it will pay damages for bodily injury or property damage for which an insured becomes legally responsible because of an auto accident. → Read More
Renewal Premiums – Explained The typical renewal premium language contained in a health medical insurance policy is explained. → Read More
Do disabilty policies cover both accident and sickness? Do disability policies cover both accident and sickness? → Read More
Can I cancel my insurance policy at any time and will there be a penalty? Can I cancel my policy at any time and will there be a penalty? → Read More
Can an insurance company refuse to sell me insurance for any reason it chooses? Can an insurance company refuse to sell me insurance for any reason it chooses? → Read More
Why are life insurance companies regulated by the government? Why are life insurance companies regulated by the government? → Read More
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