What Is Not Covered under Long-Term Insurance? The provisions in the sample long term care insurance policy clearly state the specific conditions under which benefits will not be paid. Most policies contain provisions similar to those outlined in this article. Click for more. → Read More
Long Term Care Premium Payments, Grace Periods Long term care insurance policies have grace periods for paying your premiums. → Read More
Waiver of Premiums and Reinstatement of Long Term Care Policy and Cognitive Impairment Payment of your premium under a long term care insurance policy is waived as long as you remain eligible for benefits. If your policy lapses, it may be reinstated. → Read More
Long Term Care Claims: Notice, Forms, Proof This article discusses the filing of a long term insurance claim, forms, and proof. → Read More
Long Term Care POLICY RIDERS: Inflation Protection By paying an additional premium, you can purchase an inflation protection rider on your long term care insurance policy. → Read More
What if I Can No Longer Afford My Long-term Care Premium? If you have not purchased a nonforfeiture benefit, the policy terminates at the end of the premium paying period with no further benefits for expenses incurred after that date. Click this link for advice on how to handle your long-term care policy in the event you can’t afford payments. → Read More
Is Long Term Care Insurance Really Worth the Investment? Long term care insurance may or may not be worth the investment. As insurers continually deny claims, consumers are wondering whether they made the right decision to invest in this type of insurance. → Read More
Where Do You Go When Your House Is Destroyed In A Fire? Insurance agents rarely explain to policyholders what happens when their home is destroyed by fire. Loss of use and additional living expense are important terms that every policyholder should understand → Read More
Public Adjusters and Fire Damage: Who Are They And When To Use One? Public adjusters act on behalf of homeowners to investigate an insurance claim. However, many attorneys don’t believe that their services are of much help. → Read More
Fire Insurance Claim – Beware Of Misrepresenting Insurance companies will deny a fire insurance claim when policyholders misrepresent the contents of their home. Our experts provide policyholders with tips on how to protect themselves during the claim process. → Read More
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