Let A Long Term Care Insurance Attorney Fight for You If you purchased long term insurance coverage and your claim has been denied, having an attorney who understands long term care insurance can make all the difference in collecting on a claim. → Read More
Filing a Long Term Insurance Claim: It’s in the Details Filing a long term care insurance claim must be done in the manner stated in the long term care insurance policy. Do not rely on directions from your agent on how to file a long term claim insurance. → Read More
Sample Cover Page for Long Term Care Insurance Policy The sample wording for the cover page of a long term care insurance policy is discussed. → Read More
Long Term Care Insurance Policy Schedule of Benefits The following is a typical Schedule of Benefits page for a long term care insurance policy. → Read More
Eligibility For Payment of Long Term Care Insurance Benefits Eligibility for payment of long term care insurance benefits depends on how specific terms are defined within the policy, such as chronically ill, severe cognitive impairment, and substantial supervision. → Read More
Elimination Period The elimination period in a long term care insurance policy is like a waiting period or a deductible period in your typical health insurance policy. You are responsible for paying all your long term care costs that are subject to the elimination period. → Read More
Home Care and Community Care Benefits The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for home care and community care. → Read More
Respite Care Benefits The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for respite care, which can be provided in many different settings. → Read More
International Long Term Care Coverage The international coverage provisions, such as eligibility, per diem, elimination period, and lifetime benefit under your long term care insurance policy are discussed. → Read More
Long Term Care Extension of Benefits The extension of benefits provision under your long term care insurance policy is really nothing more than the normal benefits that would be available to you if you were paying the premium. → Read More
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