Are there legal limitations on insurance company business practices? Are there legal limitations on insurance company business practices? → Read More
Insurance Policy Limits and Forced Settlement Claims: Rights of the Insured to Settle Insurance companies are not required to immediately pay out the policy limit; they are allowed to look to reduce their own exposure by only paying the amounts proven to the extent liability is proven, even when that strategy imposes a risk on the insured. Unfortunately, this policy may shift risks to the insured. → Read More
Critical Question: Should I Invest in Long Term Care Insurance or Look at Other Investments? Article deals with questions as to whether it is better to invest your money in other areas rather than to buy long term care insurance. → Read More
Tax-Qualified and Non-Tax-Qualified Long Term Care Insurance Policies Long term care insurance policies are either “tax-qualified” or “non-tax-qualified,” and there are important differences between the two. → Read More
The Application Process and Underwriting of an Individual Long Term Care Policy State insurance laws require that all individual policies (life, health, long term care) be fully and medically underwritten. Your company must make a serious attempt to determine an insurance risk before it issues a long term care policy. → Read More
Will Your Health Affect Your Ability To Buy A Long Term Care Insurance Policy? Insurance companies that sell long term care insurance medically underwrite their policies before they are issued. They take a close look at your current health and your health history before they decide to issue you a policy. → Read More
Options for Paying Your Long Term Care Insurance Policy Premium There are two primary ways in which you may pay your long term care insurance policy premiums: the continuous payment option and the limited payment option. → Read More
The Best & Worst of Long Term Care Insurance Companies Long term care insurance providers have recently been the subject of lawsuits for denying legitimate long term care insurance claims. → Read More
How to Take Action When Your Long Term Care Claim Has Been Denied When your long term insurance claim has been denied, here is what to do. → Read More
Secured with SHA-256 Encryption
Secured with SHA-256 Encryption