Benefits and Claim Procedures: Pre-Existing Condition Limitation on Your Health Insurance Policy Pre-existing medical condition under your health insurance policy is discussed. → Read More
Expenses Not Covered Under Health Insurance Policies Incurred medical expenses or fees which are not covered under your health insurance policy and not medically necessary are discussed. If you have been denied coverage because the company has deemed it not medically necessary, with your physician’s help, you have a chance of persuading your insurer otherwise by appealing their denial. → Read More
Benefits and Claim Procedures: Emergency Room Services Your policy is likely to have separate pages describing the benefits for Participating Provider Services and Non-Participating Provider Services. As previously explained, participating provider services are subject to a calendar year deductible and non-participating provider services are subject to a Separate Deductible for Non-Participating Providers. Though the deductibles that apply are different, the description of the covered expenses themselves are nearly identical. → Read More
Pre-Certification of Treatment by Health Insurance Company Certain medical treatment must be pre-certified by your health medical insurance company in advance of treatment. → Read More
Autism Benefit Denials: How An Attorney Can Help Your Child If you’ve been denied valid autism benefits, don’t let an insurance company have the final say. A bad faith insurance lawyer can help you fight back. → Read More
Life Insurance Rescission: 5,000 Policies Canceled Every Year Life insurance rescission is common. Nearly 5,000 life insurance policies are rescinded every year – saving the insurance industry billions of dollars. → Read More
Policy Time Limits on Certain Defense or Incontestable Provisions The typical “incontestable” and “gave period” language contained in a health medical insurance policy are explained. → Read More
Renewal and Reinstatement Provisions in a Health Insurance Policy The “renewal” and “reinstatement” language typical in a health medical insurance policy are discussed → Read More
Notice of Claim and Claim Forms Provisions The “notice of claim” provision as well as “claim form” requirement typical in a health medical insurance policy are discussed → Read More
Proof of Loss / Time for Payment of Claims Provisions The health insurance policy language that has a “proof of loss” provision as well as the requirement for paying health insurance claims is discussed → Read More
Secured with SHA-256 Encryption
Secured with SHA-256 Encryption