Who Pays for Repairs After a Car Accident During a Test Drive?

If you get into a car accident during a test drive of a vehicle, generally the dealership will be responsible for paying for the damages and will do so through its own insurer. However, in certain instances, the dealership may attempt to collect reimbursement for the deductible or for the whole amount of damage.

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Insurance Law

Insurance law provides the framework for how carriers underwrite policies and enforce their terms. U.S. insurance law governs the following characteristics of the insurance business:…

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What is private indemnity insurance?

What is Private indemnity insurance? It’s a type of medical coverage obtained through a private source, as opposed to a publicly funded program like Medicare. These types of insurance plans reimburse an individual for visiting any doctor or medical provider. Learn about common variations of private indemnity insurance and answers to frequently asked questions here.

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Benefits and Claim Procedures: Health Coinsurance

Health Coinsurance benefits are a provision under which the insurer and the insured share costs incurred after the co-pays and deductibles are met, according to a specific formula or schedule. You can learn all about how coinsurance works and how it fits with other healthcare insurance policies here.

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