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Buying Long-Term Care Insurance

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Home » Legal » Insurance Law » Long Term Care

Critical Question: Should I Invest in Long Term Care Insurance or Look at Other Investments?

Article deals with questions as to whether it is better to invest your money in other areas rather than to buy long term care insurance.

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Tax-Qualified and Non-Tax-Qualified Long Term Care Insurance Policies

Long term care insurance policies are either “tax-qualified” or “non-tax-qualified,” and there are important differences between the two.

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The Application Process and Underwriting of an Individual Long Term Care Policy

State insurance laws require that all individual policies (life, health, long term care) be fully and medically underwritten. Your company must make a serious attempt to determine an insurance risk before it issues a long term care policy.

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Will Your Health Affect Your Ability To Buy A Long Term Care Insurance Policy?

Insurance companies that sell long term care insurance medically underwrite their policies before they are issued. They take a close look at your current health and your health history before they decide to issue you a policy.

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Options for Paying Your Long Term Care Insurance Policy Premium

There are two primary ways in which you may pay your long term care insurance policy premiums: the continuous payment option and the limited payment option.

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Types of Long Term Care Insurance Policies

The many types of long term care insurance coverages are discussed.

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