If I accepted an offer by my lender to modify my loan, am I entitled to a copy of the signed/countersigned loan modification agreement?
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If I accepted an offer by my lender to modify my loan, am I entitled to a copy of the signed/countersigned loan modification agreement?
My lender has failed or refused to send me a copy.
Asked on April 13, 2012 under Real Estate Law, Florida
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
If you and your lender have an agreement to modify your loan for the home that I presume that you are writing about, you are entitled under state and federal law (assuming your loan is a federally insured loan) to copies of all documents that you and your lender's representative signed with respect to the loan modification agreement.
I would call your lender and ask for the copy of the loan modification agreement to be sent you by a such date followed up by a confirming letter. Keep a copy of the letter for future use and need.
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