Parking lot accident
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Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Jeffrey Johnson
Updated January 2013
If you were struck by another driver in a parking lot while they were backing out of a parking space, then the driver who was backing is considered to be at fault for the accident.If you have the insurance information for the other driver, you should call the insurance company to file a claim. The other driver needs to report the claim to his insurance company too, but they will contact the driver if it has not yet been reported. After information is taken from the other driver and you, then the insurance company should set up a claim and work with you to fix the damages to your car. There is no deductible for this claim, so the insurance company should pay in full for the damages, up to the actual cash value of the car that was damaged. They should also pay for a rental car, if needed while your car is being repaired.
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