Churning
a fraudulent practice by insurance agents to repeatedly persuade their customers to replace existing policies with new ones. The agent may be tempted to churn......
Insurance
Life Insurance Agents: Captive or Independent?
Know what an independent life insurance agent is, how they operate, what their commissions are, and if an independent insurance agency is the right choice for you....
What Does Life Insurance Underwriting Mean for Me
See how life insurance underwriting calculates the cost of a policy, and find ways you can save money on a plan....
How to Find Affordable High Risk Life Insurance
High risk life insurance is available to people who are not healthy or have a history of medical problems. Find life insurance for high risk customers that you can afford....
Life Insurance for Smokers
Life insurance for smokers will be more expensive than a standard policy, but see how you can find a plan that fits your budget....
Diminished Value & Car Insurance
Find out how to protect yourself from losing money due on the diminished value of your car after an accident....
Car Insurance Claims for Stolen Cars and Property
If your car has been stolen, find out the best way to manage a stolen car insurance claim in order to recover the full value of your vehicle....
How to File Personal Injury Claims After a Car Accident
If you are filing a personal injury claim after a car accident, you will need to sign a medical authorization form granting your car insurance company access to your medical records. ...
Car Repair Estimate: How to Get Money to Repair Your Vehicle
Find out how getting car insurance money for your car damage repairs can be made simple....
First Party vs. Third Party Car Insurance Claims: Filing a Claim With Another Party’s Insurance
Learn the difference between First Party and Third Party car insurance claims, and know what to expect from each settlement process....
What to Do When Your Car Insurance Claim is Denied
Has your auto insurance claim been denied? Find out reasons why and see what you can do to appeal a denied car insurance claim....
What to Know About Your Auto Claims Adjuster
Know what an auto insurance claims adjuster is looking for, and learn how to work with them to maximize your claim value....
How to File a Car Accident Claim
Learn how to file a car accident claim, and get the payment you deserve from your insurance company...
Car Insurance for a Totaled Car
If you car is considered totaled, find out how to get the most out of your insurance claim and recover your losses....
PostPros and Cons of Viatical Settlements in 2026 (What You Should Know)
If you or a loved one is terminally ill, you may be able to sell your life insurance policy in a viatical settlement. Know the pros and cons of this decision before you take action....
Is There a Tax on Life Insurance Benefits?
Know the life insurance beneficiary tax requirements that you must follow before you receive the payout of a life insurance policy....
Choosing the Right Life Insurance Beneficiary
Know your options and limitations before you choose a life insurance beneficiary....
How to Find a Lost Life Insurance Policy
Follow some simple tips to find a lost life insurance policy....
What is a Life Insurance Beneficiary?
Get the information you need about life insurance beneficiaries before you select the people to receive the payout of your policy....
Credit Disability
Find out when you need credit disability insurance, and make sure it is included in your coverage....
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