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Based on the information you have given, your insurance agent acted unethically, and possibly criminally by changing your insurance without your approval. I presume that…
→ Read MoreThe sag in your roof may not be a covered item. Insurance companies pay for damages to a roof caused by a storm, winds, falling…
→ Read MoreA homeowner policy can be written if owned by a living trust. You can do it multiple ways. Most insurance companies prefer to have the…
→ Read MoreIf you have revealed the correct information to the agent or insurance company about the hydrant and fire department, but they offer a quote showing…
→ Read MoreUnfortunately, even though the other driver stopped suddenly and unexpectedly, you are responsible for the accident, since you rear ended her. It is your responsiblity…
→ Read MoreIt would be very difficult for an insurance company to deny a fire claim if there is no evidence of how the fire started. They…
→ Read MoreWill removing deployed airbags increase my insurance? This question explores how the removal of deployed airbags might affect your insurance rates and overall safety. While…
→ Read MoreUnfortunately, I don’t think you will have coverage for the damage to your electrical system. The homeowner policy covers for “sudden and accidental” damage to…
→ Read MoreComprehensive coverage on the auto policy covers the auto in question. It does not cover an item that may be attached to the vehicle. Since…
→ Read MoreFalling objects are considered a part of comprehensive coverage. The deductible for that will apply to the policy and there is no charge or affect on…
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