Are there laws in Indiana that state when a vehicle should be a total loss?
Normally, if the cost of the repairs exceeds the damage to the car, then the car is considered totaled. There are even instances where if the…
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no proof of insurance but do have insurance under parents policy for other vehicles
If you are stopped in someone else’s car, they should have proof of insurance in the car. If they don’t, you will receive a ticket…
→ Read MoreShould insurance pay for my skylight?
It seems unusual that the insurance company is denying coverage for the skylight since they are paying to replace the roof, vents, drip edges, etc….
→ Read MoreNationwide Is Doing Home Inspections for Pre-Existing Policies in 2026 (Here’s Why)
Nationwide is doing home inspections for pre-existing policies to enhance risk management and ensure that your coverage accurately reflects your home’s current condition. These inspections…
→ Read MoreI was involved in a car accident with a guy driving a rental car (hertz).
If you have an auto accident and the other party is responsible, then the other insurance company is obligated to pay for the repiars to…
→ Read MoreMy house is assessed at $115000. How much should it be insured for?
Throw your assessment number out the window. It has absolutely nothing to do with the insurance coverage for the home. The insurance coverage is based on the replacement…
→ Read MoreCan my insurance company tell me they charged me the wrong premium halfway through the policy term and demand that I pay them back?
Asked to see your orginal application for insurance. It is not unheard of to have an agent write something different or input into the computer something…
→ Read MoreWhy am I being asked to show my cell phone records to my insurance company on a car theft claim?
We get questions all the time with regard to insurance companies asking for cell phone and landline phone records during the investigation of the theft of…
→ Read MoreMy name is on the deed but not on the homeowners insurance policy. Do I have a right to the check issued?
If the homeowner policy is in the name of your spouse, then the insurance check will be written to the named insured. Even though you…
→ Read MoreDoes a “Possess Open Intoxicants in MV-Driver” charge affect insurance premium?
In some states, yes. It really depends on the insurance company and how their underwriting looks at and the weight that the give to this…
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