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What is the statute of limitations for a flood claim. How long do you have to reopen a flood claim after it’s closed?

If this is truly a flood claim, then the claim was handled through a FEMA claims adjuster. You will need to contact National Flood Ins…

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cancel my umbrella policy due to my adult son’s driving record.

If your son is an adult and has his own insurance for his car, you should be able to exclude him from your auto insurance…

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Should I go through at-fault party’s insurance or mine?

If you have an auto accident, and it is not your fault, you can go through your insurance company for the repairs and then your…

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The structural integrity of a rock chip repair failed and ruined my windshield. Is the repair person responsible for the replacement?

Since the rock chip repair did not work and the windshield needs to be replaced, I would think the insurance company will not have a…

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Do I need extra insurance when I borrow friends RV?

If you are borrowing a vehicle and the owner can add you to their insurance policy, then that is all that needs to be done….

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will my insurance go up with a cellphone violation in california. i have liberty mutual

While each state and insurance company is different in how they charge for various tickets, most insurance companies in California do not charge for a…

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I had damage to my vehicle while parked at a hotel “park and ride” lot. Should hotel be responsible or would I need turn into my auto ins carrier?

If your car was damaged by the hotel where you were keeping the car, the hotel is ultimately responsible for the damages. However, most parking…

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claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name

If your car was involved in a claim for an accident, the car dealer is resposible to transfer the title. However, you must get the…

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Insurance claims my fault and warns they may surcharge my full-coverage policy up to 3 yrs, increase my rates and possibly not renew – legal?

If you had a single car accident, it is hard to defend that the accident was not your fault, unless there were weather conditions that…

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Can I be billed retroactively by the insurance company because I didn’t declare my 21 year old son on my insurance policy when he got his license?

If your son has not been involved in an accident in your car, you can simply tell your insurance agent that your son is licensed…

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