Am I carrying too much insurance on my home?
Homeowner insurance is written in an amount that should protect you in case of a total loss to the home. This would be the replacement......
Insurance
Can Progressive Insurance deny a claim for hale damage for not having receipt for a claim 5 years ago?
Most insurane companies who settle a hail damage claim are aware that the damage is not always repaired by the vehicle owner. In your case,......
My AC unit was damaged by landscapers. Can I use both my homeowners insurance and the workers liability insurance to cover the damages?
If your air conditioning unit was damaged by your landscaping company, they should be the first you should contact for repairs to the unit.If you......
can i sell my house and keep the insurance money if i pay off all loans
If you are selling your home that currently has damage you may keep the insurance money for the repairs if your insurance company will make......
Can one driver be considered at fault when two cars collide while they are backing out of a store parking space at about the same time?
When two cars are backing out of their respective parking spaces the insurance companies will often resolve it as each driver is responsible for their......
Does a typical homeowner’s insurance policy cover having a tutor come into the home during the week to work with a child
If you hire a tutor to come to your home to teach your child, your homeowner policy will protect you for liability claims by the......
My wife backed one of our cars into the other car. Should we contact our insurance company or repair the damage ourselves?
If your wife backed into another car, then she is responsible to repair the other car. If there was no one in the other car,......
I have full coverage car insurance with Grange, my grandson has only liability on his car with another carrier can he drive my car and be covered?
Auto insurance follows the car, not the driver, so your grandson will be covered under your auto insurance policy if he is driving your car.......
Why is Infinity Insurance allowed to do business in California when infinity’s record is so FRAUDLENT?
this really is not an insurance question. Contact Dept of Ins....
How much to counter offer for insurance settlement? need advice
You need to contact an attorney. This isn’t an insurance question....
Our Insurance Company denied our claim due to improper work being done on our roof, years before they became our Insurance Company.
Homeowner insurance covers sudden and accidental damage to your home. It does not cover a loss that occurs over a period of time, such as......
Does homeowner’s ins cover sewer pipe damage caused by drilling holes on the outside of your house?
The homeowner insurance policy covers you for direct damage to the home and contents. If there is water damage to the home due to a......
Overcharged on auto insurance. Can we get a refund?
If you were overcharged on your insurance due to a rating error by the insurance company, you are entitled to a refund for the time......
What can i do If my scooter was stolen from a friend’s back yard? Can i demand compensation?
Theft of a motor vehicle, unless used to maintain the homeowner property, is not covered by a homeowner policy. Your friend’s insurance would not cover......
I underwent surgery that was later found to be unnecessary. Do I have a medical malpractice claim?
Unless there was no legitimate medical need for the operation, consent was procured by fraud, or the procedure departed from standard medical practice, a patient who undergoes unnecessary surgery will...
I underwent surgery that was later found to be unnecessary. Do I have a medical malpractice claim?
Unless there was no legitimate medical need for the operation, consent was procured by fraud, or the procedure departed from standard medical practice, a patient who undergoes unnecessary surgery will...
What happens if a hospital fails to obtain my informed consent?
Hospitals are expected to have policies in place in order to ensure that you give informed consent and if they do not have such a policy or if the policy is not followed, you may be able to hold the h...
Long Term Care Insurance Interview with Gerry Goldsholle
Gerry Goldsholle, a California attorney who is an expert in long term care insurance issues, provided insight to how long term care insurance came about and the troubles insurance companies and consum...
PostWhat happens if you get caught driving without insurance? (2026 Law & Penalties)
If you were cited for driving with no insurance, you may be facing fines or worse. However, if you can produce evidence that you were insured at the time of your citation but just failed to have proof...
Live in NYC, but borrow/drive a car in NJ…what type of car insurance do I need and for which state do I need it for?
Auto insurance follows the car. If the car is owned by another party, and they allow you to use it, the car is insured by......
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