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Throw your assessment number out the window. It has absolutely nothing to do with the insurance coverage for the home. The insurance coverage is based on the replacement…
→ Read MoreIf the homeowner policy is in the name of your spouse, then the insurance check will be written to the named insured. Even though you…
→ Read MoreIn the homeowner insurance policy tree removal or coverage is limited. Most insurance companies have a dollar limit that they will pay for tree removal….
→ Read MoreIf you are owner of the property as part of the trust, and are on the deed and/or loan for the home, you can purchase…
→ Read MoreIf you had a claim on your homeowner policy and the insurance company made a payment it should have been based on estimates they received…
→ Read MoreInsurance companies will sometimes request proof of one’s financial condition when adjusting a theft claim. While they are allowed to request information, you should make…
→ Read MoreThere are several companies in different states that will take on risks that are consider substandard. I contacted your Department of Insurance for the state of…
→ Read MoreThe terminology of dwelling versus homeowner insurance can be techincal or something else. They both cover a home.A homeowner insurance policy covers people who own…
→ Read MoreApartment complexes are beginning to require proof of insurance from their tenants to be sure the complex or its insurance company won’t have to pay…
→ Read MoreIf you own the home, and rent out the garage, you need to make sure your insurance company will cover the garage when it is…
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