Can homeowners insurance refuse to pay out on claim because my name is not issued in my name?
Homeowner insurance is a legal contract between the insurance company and the owner of the home. If your mother set up a quit claim deed…
→ Read MoreHome/Renters Insurance Center
Free Insurance Quote Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
We filed a claim because we lost a neutral into our home that caused several major appliances damage now our claim has been denied ?
Unfortunately, whether you knew a squirrel was chewing on your wiring or not, rodent damage is specifically excluded from the homeowner policy. Homeowner insurance is…
→ Read MoreHow do I find insurance when I have an open claim still pending for about a year?
Homeowner insurance policies are very restrictive when a dog bite is involved. Insurance companies say they pay more in claims for dog bites than any…
→ Read MoreWithout a lease agreement is landlord responsible for my property damage due to sewage back up and flood?
If your property was damaged by a sewer backup that is the responsibility of the landlord, then you should be paid for the damages and…
→ Read MoreAm I required to provide receipts, bills and cancelled checks to my insurance company for fire restoration work that was completed by a contractor?
The homeowner insurance company does have the right to see proof that repairs were made on a home that was damaged by a covered peril….
→ Read MoreCan an additional insured make changes to a policy or cancel it?
A homeowner policy will add an additional insured for liability purposes, usually at no cost. However, the additional insured does not have the right to…
→ Read MoreWhat is the statute of limitations for a flood claim. How long do you have to reopen a flood claim after it’s closed?
If this is truly a flood claim, then the claim was handled through a FEMA claims adjuster. You will need to contact National Flood Ins…
→ Read Morecancel my umbrella policy due to my adult son’s driving record.
If your son is an adult and has his own insurance for his car, you should be able to exclude him from your auto insurance…
→ Read MoreShould insurance pay for my skylight?
It seems unusual that the insurance company is denying coverage for the skylight since they are paying to replace the roof, vents, drip edges, etc….
→ Read MoreNationwide Is Doing Home Inspections for Pre-Existing Policies in 2026 (Here’s Why)
Nationwide is doing home inspections for pre-existing policies to enhance risk management and ensure that your coverage accurately reflects your home’s current condition. These inspections…
→ Read More