Does homeowners insurance cover water damage?
Homeowners insurance is a vital protection that provides coverage in the event of certain damages or losses to your home. Water damage is a common…
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Can I file a claim with the previous owner’s insurance company?
Homeowner insurance is intended to reimburse or repair a home owned and damaged by the insured party.If the home was damaged prior to your purchase,…
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Homeowner insurance provides coverage for damages to your home and personal property for sudden and accidental damage. Pipes or equipment outside of the home is…
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The homeowner policy does include coverage for damages to other structures on the premises, if damaged by a covered peril. It is unclear if the…
→ Read MoreWill insurance cover or reimburse for hotel stay while my house has work done on it due to raccoon damage?
The homeowner insurance policy has some damages that are not a covered loss. Damages by vermin, insects and wild animals are a part of the…
→ Read MoreWhat to do if Claim Specialist not returning calls nor e-mail in the last 3 weeks of you calling, and the last 2 months of receiving your receipts.
If you cannot reach the claims adjuster for your claim, and you have left messages on the phone and by email, you may try to…
→ Read MoreAccidently Bathroom sink overflow. Will it be covered by my Condo Inusrance
If your sink overflowed and damaged the downstairs condo unit, your insurance will pay for the damages to that unit, if you were considered negligent….
→ Read MoreDoes a smoke alarm have to be hardwired into the house or is it okay to use just the battery type?
Smoke detectors are required in residences in the state of California. Insurance companies strongly urge their policyholders to have them, and usually offer a small…
→ Read MoreMy trash can with wheels slid with heavy winds and hit my baby sitters car creating a dent.. Am i liable?
If your trash can struck another person’s car due to high winds, the damage to the car is usually covered by the auto insurance for…
→ Read MoreAm I carrying too much insurance on my home?
Homeowner insurance is written in an amount that should protect you in case of a total loss to the home. This would be the replacement…
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