Does homeowners insurance cover water damage?
Homeowners insurance is a vital protection that provides coverage in the event of certain damages or losses to your home. Water damage is a common......
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Can I file a claim with the previous owner’s insurance company?
Homeowner insurance is intended to reimburse or repair a home owned and damaged by the insured party.If the home was damaged prior to your purchase,......
reimbursement of propane tank/ lines leak
Homeowner insurance provides coverage for damages to your home and personal property for sudden and accidental damage. Pipes or equipment outside of the home is......
Above ground pool damaged by wind and snow
The homeowner policy does include coverage for damages to other structures on the premises, if damaged by a covered peril. It is unclear if the......
Will insurance cover or reimburse for hotel stay while my house has work done on it due to raccoon damage?
The homeowner insurance policy has some damages that are not a covered loss. Damages by vermin, insects and wild animals are a part of the......
What to do if Claim Specialist not returning calls nor e-mail in the last 3 weeks of you calling, and the last 2 months of receiving your receipts.
If you cannot reach the claims adjuster for your claim, and you have left messages on the phone and by email, you may try to......
Accidently Bathroom sink overflow. Will it be covered by my Condo Inusrance
If your sink overflowed and damaged the downstairs condo unit, your insurance will pay for the damages to that unit, if you were considered negligent.......
Does a smoke alarm have to be hardwired into the house or is it okay to use just the battery type?
Smoke detectors are required in residences in the state of California. Insurance companies strongly urge their policyholders to have them, and usually offer a small......
My trash can with wheels slid with heavy winds and hit my baby sitters car creating a dent.. Am i liable?
If your trash can struck another person’s car due to high winds, the damage to the car is usually covered by the auto insurance for......
Am I carrying too much insurance on my home?
Homeowner insurance is written in an amount that should protect you in case of a total loss to the home. This would be the replacement......
My AC unit was damaged by landscapers. Can I use both my homeowners insurance and the workers liability insurance to cover the damages?
If your air conditioning unit was damaged by your landscaping company, they should be the first you should contact for repairs to the unit.If you......
can i sell my house and keep the insurance money if i pay off all loans
If you are selling your home that currently has damage you may keep the insurance money for the repairs if your insurance company will make......
Does a typical homeowner’s insurance policy cover having a tutor come into the home during the week to work with a child
If you hire a tutor to come to your home to teach your child, your homeowner policy will protect you for liability claims by the......
Our Insurance Company denied our claim due to improper work being done on our roof, years before they became our Insurance Company.
Homeowner insurance covers sudden and accidental damage to your home. It does not cover a loss that occurs over a period of time, such as......
Does homeowner’s ins cover sewer pipe damage caused by drilling holes on the outside of your house?
The homeowner insurance policy covers you for direct damage to the home and contents. If there is water damage to the home due to a......
What can i do If my scooter was stolen from a friend’s back yard? Can i demand compensation?
Theft of a motor vehicle, unless used to maintain the homeowner property, is not covered by a homeowner policy. Your friend’s insurance would not cover......
I have 2 flood insurance. One is payed by me and the other by the bank> I had flood damages form hurricane Sandy and I filled up 2 claims. It is OK
In any kind of insurance, it is not a good idea to have duplicate insurance as it does not benefit you, the policyholder, in any......
How to recover depreciation value on homeowners insurance claims.
If you had a homeowner loss and the insurance company depreciated a portion of the claim, the company will usually make an additional payment once......
I slipped and fell on a handicap ramp attached to my Mother house where she is a renter. I injured myself by falling going up the ramp.
If you are injured at another person’s residence, Their renters or homeowner insurance will pay under the medical payments coverage, up to the limit, for......
I REPORT MY ROLEX WATCH LOST DURING A VACATION AND THE INSURANCE COMPANY PAID ME. NOW 6 YEARS LATER I FOUND THE WATCH DO I HAVE TO REPAY THE INS CO.
When you lost your Rolex watch and reported it to the insurance company and they paid you for the value of the watch, the watch......
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