Can we insure a house & property owned by a living trust? A homeowner policy can be written if owned by a living trust. You can do it multiple ways. Most insurance companies prefer to have the… → Read More
When requesting a quote, I tell them there is no fire hydrant or station for 6-7 miles away, yet the quote shows a fire hydran within 1000 ft of home If you have revealed the correct information to the agent or insurance company about the hydrant and fire department, but they offer a quote showing… → Read More
can an insurance company deny a fire claim when the investigation done by police, fire and 3rd party cant find the cause? It would be very difficult for an insurance company to deny a fire claim if there is no evidence of how the fire started. They… → Read More
Will homeowners insurance cover replacing the electrical service panel in my home due to water seepage through the electric service cable Unfortunately, I don’t think you will have coverage for the damage to your electrical system. The homeowner policy covers for “sudden and accidental” damage to… → Read More
I slung a rock from my mower and shattered the window in my suburban — is this covered under any type of insurance and is it worth it to even claim The glass breakage from the rock on your car would be covered by comprehensive insurance under your automobile policy, so you could make a claim for… → Read More
How many months upon request of cancellation of my homeowners policy LEGALLY can insurance company back date my cancellation date? Based on your question it appears you requested a back dated cancellation of your homeowner policy. The insurance company asks that any change, or cancellation,… → Read More
What is extended replacement cost (ERC) mean on my homeowners’ policy? When an insurance determines the replacement cost of your home, which is used to determine Coverage A, they are using the best available information they… → Read More
Does Country Financial homeowners insurance cover plumbing? Understanding Homeowners Insurance When it comes to protecting your home and its valuable assets, homeowners insurance plays a vital role. However, understanding the specifics of… → Read More
Does Alfa homeowners insurance cover termite damage? If you’re a homeowner, one of your biggest concerns may be the potential damage that termites can cause to your property. These tiny pests can… → Read More
Does The Hartford home insurance cover jewelry? The Hartford is a well-known insurance company that offers a variety of coverage options for homeowners. If you’re wondering whether The Hartford’s home insurance policies… → Read More
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