Who in Florida can bind coverage before a roof leak is repaired via an approved 203k rehab loan? Citizens won’t. Help!! There are several companies in different states that will take on risks that are consider substandard. I contacted your Department of Insurance for the state of… → Read More
Why should you purchase a dwelling policy instead of homeowners policy? The terminology of dwelling versus homeowner insurance can be techincal or something else. They both cover a home.A homeowner insurance policy covers people who own… → Read More
Is it legal for an apartment comlex to require Renters insurance? Apartment complexes are beginning to require proof of insurance from their tenants to be sure the complex or its insurance company won’t have to pay… → Read More
Renting out your garage If you own the home, and rent out the garage, you need to make sure your insurance company will cover the garage when it is… → Read More
I think my roof contractor overcharged on roof replacement. My friend with same size house used them too but they charged $7000 compared to my $10000. I am presuming your insurance company paid to have the roof replaced due to an insurance loss. If so, the company would have negotiated the… → Read More
iIlive in a duplex and planning on redoing the foundation. Do I need to notify my neighbor of the attached duplex? Incase of shifting in the homes. I would presume you are getting permits for the work you plan to do on your foundation. I would think that a part of the… → Read More
If my car was parked in my friends driveway and a tree fell on it during a storm is there homeowners responsible. If a tree falls on your car, even in a friends driveway, the loss is usually considered an “act of God”, or an accidental loss. … → Read More
A fire in my neighbors house damaged the vinyl siding on one side of my home. Who is responcable to replace my siding, and how much siding . Since the fire was at your neighbor’s home, the insurance company for your neighbor should pay for the damages to the siding. It is possible… → Read More
My homeowner insurance agent changed my policy and deductible without my signature or knowledge what can I do? Based on the information you have given, your insurance agent acted unethically, and possibly criminally by changing your insurance without your approval. I presume that… → Read More
Got a notice from my ins. co that there is a sag in roof and it must be replaced by 5/2012 or they will drop policy. Can I still make claim b4 that? The sag in your roof may not be a covered item. Insurance companies pay for damages to a roof caused by a storm, winds, falling… → Read More
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