What is the statute of limitations for a flood claim. How long do you have to reopen a flood claim after it’s closed? If this is truly a flood claim, then the claim was handled through a FEMA claims adjuster. You will need to contact National Flood Ins… → Read More
cancel my umbrella policy due to my adult son’s driving record. If your son is an adult and has his own insurance for his car, you should be able to exclude him from your auto insurance… → Read More
Should insurance pay for my skylight? It seems unusual that the insurance company is denying coverage for the skylight since they are paying to replace the roof, vents, drip edges, etc…. → Read More
Nationwide Is Doing Home Inspections for Pre-Existing Policies in 2025 (Here’s Why) Nationwide is doing home inspections for pre-existing policies to enhance risk management and ensure that your coverage accurately reflects your home’s current condition. These inspections… → Read More
My house is assessed at $115000. How much should it be insured for? Throw your assessment number out the window. It has absolutely nothing to do with the insurance coverage for the home. The insurance coverage is based on the replacement… → Read More
My name is on the deed but not on the homeowners insurance policy. Do I have a right to the check issued? If the homeowner policy is in the name of your spouse, then the insurance check will be written to the named insured. Even though you… → Read More
I had a tree removed without a written contract and when I got the bill the Insurance company will not pay full amount. In the homeowner insurance policy tree removal or coverage is limited. Most insurance companies have a dollar limit that they will pay for tree removal…. → Read More
House in Trust can i get homeowners insurance in my name? If you are owner of the property as part of the trust, and are on the deed and/or loan for the home, you can purchase… → Read More
Can my homeowners insurance company demand money back from a claim they over paid If you had a claim on your homeowner policy and the insurance company made a payment it should have been based on estimates they received… → Read More
Insurance co. wants my authorization to obtain information about financials, tax, credit, heath, etc. Should I provide? Insurance companies will sometimes request proof of one’s financial condition when adjusting a theft claim. While they are allowed to request information, you should make… → Read More
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