I have 2 flood insurance. One is payed by me and the other by the bank> I had flood damages form hurricane Sandy and I filled up 2 claims. It is OK In any kind of insurance, it is not a good idea to have duplicate insurance as it does not benefit you, the policyholder, in any… → Read More
How to recover depreciation value on homeowners insurance claims. If you had a homeowner loss and the insurance company depreciated a portion of the claim, the company will usually make an additional payment once… → Read More
I slipped and fell on a handicap ramp attached to my Mother house where she is a renter. I injured myself by falling going up the ramp. If you are injured at another person’s residence, Their renters or homeowner insurance will pay under the medical payments coverage, up to the limit, for… → Read More
I REPORT MY ROLEX WATCH LOST DURING A VACATION AND THE INSURANCE COMPANY PAID ME. NOW 6 YEARS LATER I FOUND THE WATCH DO I HAVE TO REPAY THE INS CO. When you lost your Rolex watch and reported it to the insurance company and they paid you for the value of the watch, the watch… → Read More
Can homeowners insurance refuse to pay out on claim because my name is not issued in my name? Homeowner insurance is a legal contract between the insurance company and the owner of the home. If your mother set up a quit claim deed… → Read More
We filed a claim because we lost a neutral into our home that caused several major appliances damage now our claim has been denied ? Unfortunately, whether you knew a squirrel was chewing on your wiring or not, rodent damage is specifically excluded from the homeowner policy. Homeowner insurance is… → Read More
How do I find insurance when I have an open claim still pending for about a year? Homeowner insurance policies are very restrictive when a dog bite is involved. Insurance companies say they pay more in claims for dog bites than any… → Read More
Without a lease agreement is landlord responsible for my property damage due to sewage back up and flood? If your property was damaged by a sewer backup that is the responsibility of the landlord, then you should be paid for the damages and… → Read More
Am I required to provide receipts, bills and cancelled checks to my insurance company for fire restoration work that was completed by a contractor? The homeowner insurance company does have the right to see proof that repairs were made on a home that was damaged by a covered peril…. → Read More
Can an additional insured make changes to a policy or cancel it? A homeowner policy will add an additional insured for liability purposes, usually at no cost. However, the additional insured does not have the right to… → Read More
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