Cheap Dodge Car Insurance in 2026 (Secure Low Rates With These 10 Companies)
Find cheap Dodge car insurance with leading providers like Liberty Mutual, Travelers, and Geico, with rates starting at $35/month. Liberty Mutual delivers the lowest premiums, Travelers offers customizable coverage, and Geico stands out with its efficient online tools, making it a top choice for Dodge insurance.
Read more
Secured with SHA-256 Encryption
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Table of Contents
Insurance Content Managing Editor
Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...
Daniel S. Young
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Updated September 2024
1,733 reviewsCompany Facts
Min. Coverage for Dodge
A.M. Best Rating
Complaint Level
1,733 reviews19,116 reviewsCompany Facts
Min. Coverage for Dodge
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviewsLiberty Mutual, Travelers, and Geico are among the budget-friendly providers of cheap Dodge car insurance, with competitive rates starting at $35/month.
Liberty Mutual is one of the best car insurance companies for comprehensive coverage at low rates. Travelers excels in extensive protection, and Geico offers convenient online management.
Our Top 10 Company Picks: Cheap Dodge Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $35 | A | Competitive Rates | Liberty Mutual |
 | #2 | $36 | A++ | Comprehensive Coverage | Travelers |
 | #3 | $38 | A++ | Online Management | Geico |
 | #4 | $39 | A+ | Customer Service | Amica |
 | #5 | $40 | A+ | Discounts Offered | Progressive |
 | #6 | $42 | A | Reliable Support | American Family |
 | #7 | $43 | B | Wide Availability | State Farm |
 | #8 | $44 | A+ | High Satisfaction | Erie |
 | #9 | $45 | A | Customizable Policies | Farmers |
 | #10 | $50 | A | Membership Benefits | AAA |
This article breaks down the pros and cons of the cheapest Dodge car insurance companies. Compare these leading companies to secure the ideal policy for your needs, then enter your ZIP code into our free quote tool to see which is the cheapest provider near you.
- Find cheap Dodge car insurance starting at $35/month at Liberty Mutual
- Liberty Mutual tailors insurance coverage for Dodge vehicles
- Progressive has the best Dodge auto insurance discounts
#1 – Liberty Mutual: Top Overall Pick
Pros
- Economical Premiums: Liberty Mutual provides some of the most economical premiums at $35 per month for Dodge vehicles with minimum coverage for budget-conscious Dodge drivers.
- Tailored Policy Customization: Our Liberty Mutual Auto Insurance Review explains how policy options can be meticulously tailored to fit the unique needs of Dodge car owners.
- Accident Forgiveness Advantage: Get Dodge car insurance that includes accident forgiveness, ensuring that the first accident does not result in increased premiums.
Cons
- Restrained Bundling Discounts: The bundling discounts for combining home and Dodge auto insurance are somewhat restrained compared to some other insurers.
- Elevated Deductible Requirements: Certain policies may come with higher deductibles, potentially diminishing overall savings on Dodge insurance.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#2 – Travelers: Cheapest Comprehensive Coverage
Pros
- Competitive Premiums: Paying Travelers insurance premiums won’t break the bank because Dodge car insurance starts at $36/month.
- Extensive Comprehensive Coverage: Travelers is acclaimed for its extensive and robust comprehensive options for Dodge insurance, such as rental reimbursement and roadside assistance.
- Exemplary Industry Experience: Known for its excellent financial ratings, Travelers ensures a seamless insurance experience for Dodge owners.
Cons
- Selective Geographic Availability: Coverage options might be selectively available in certain states, potentially limiting access to cheap Dodge auto insurance in specific regions.
- Scant Discounts for Good Drivers: Provides relatively scant discounts for safe drivers, so you’ll likely find cheaper Dodge car insurance elsewhere if you have a clean driving record.
#3 – Geico: Cheapest Online Policy Management
Pros
- Exceptionally Low Premiums: Geico stands out for its exceptionally low premiums, starting at $38 per month for Dodge vehicles with minimum coverage, making it a formidable choice for Dodge owners.
- Superior Financial Fortitude: With an A++ rating from A.M. Best, Geico demonstrates superior financial fortitude for Dodge owners. Learn more in our Geico insurance review.
- Sophisticated Digital Experience: Geico provides a sophisticated digital experience with an intuitive app and a suite of online tools for managing Dodge insurance policies.
Cons
- Minimal Local Agent Presence: The presence of local agents is relatively minimal, which might inconvenience Dodge owners who prefer face-to-face interactions.
- Variable Rates for Enhanced Coverage: While the base rates are low, premiums can escalate significantly with more extensive Dodge coverage levels.
#4 – Amica: Best for Customer Service
Pros
- Competitively Priced Rates: Amica provides competitively priced Dodge car insurance rates at $39 per month.
- Competitive Bundling Discounts: Drivers can save 30% on Dodge car insurance when they bundle home and auto insurance. Learn more in our Amica home insurance review.
- Distinguished Customer Service: Amica is distinguished for its outstanding customer service, offering Dodge owners an unparalleled level of support and annual dividends.
Cons
- Constricted Market Reach: Amica’s services are not ubiquitously available, limiting choices for Dodge owners residing in certain areas.
- Limited Discount Spectrum: The spectrum of discounts available is narrower compared to competitors, which may affect overall affordability for Dodge owners.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#5 – Progressive: Cheapest With Qualifying Discounts
Pros
- Reasonable Premium Rates: Progressive premiums for Dodge insurance are reasonable, starting at $40 per month. Compare quotes for free in our Progressive insurance review.
- Abundant Discount Portfolio: Progressive has a long list of Dodge insurance discounts, including incentives for safe driving, maintaining multiple policies, or purchasing a new Dodge.
- Innovative Snapshot Program: The usage-based Snapshot program rewards Dodge owners with additional savings by monitoring and recognizing safe driving habits.
Cons
- Inconsistent Customer Feedback: Customer feedback can be inconsistent, with some Dodge owners experiencing longer response times and varying levels of service satisfaction.
- Elevated Costs for High-Risk Profiles: Dodge drivers with prior traffic violations or accidents may encounter elevated costs due to higher premiums.
#6 – American Family: Cheapest With Reliable Support
Pros
- Dependable Customer Support: American Family is renowned for its dependable customer support, providing peace of mind to Dodge owners who may require frequent assistance.
- Reasonably Priced Coverage: AmFam’s reasonably priced coverage starts at $42 per month for Dodge. Learn what types of car insurance coverage American Family offers.
- Academic Performance Discounts: American Family insurance discounts for student Dodge drivers who maintain good grades can save up to 20% on rates.
Cons
- Modest Digital Offerings: The company’s digital tools and online resources are relatively modest compared to those of more tech-savvy competitors, which could deter some Dodge owners.
- Variable Coverage Availability: Coverage availability can vary by state, limiting access for some Dodge owners.
#7 – State Farm: Cheapest With Wide Availability
Pros
- Extensive Nationwide Presence: State Farm’s extensive presence across nearly all states ensures wide availability for Dodge insurance policies.
- Localized Personal Service: Our State Farm review covers its extensive network of local agents, providing Dodge owners with personalized and direct service.
- Moderate Premium Costs: State Farm’s Dodge insurance premiums start at $43 per month.
Cons
- Restrictive Bundling Discounts: The bundling discounts for combining multiple policies are less substantial than those offered by some competitors.
- Higher Initial Premiums: Even with various discounts, the initial premium rates can be relatively high, particularly for Dodge owners seeking enhanced coverage.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#8 – Erie: Best Customer Satisfaction
Pros
- Exemplary Customer Satisfaction: Erie consistently achieves exemplary ratings in customer satisfaction for Dodge owners.
- Affordable Insurance Rates: Erie’s Dodge insurance rates are affordable at $44 per month. Learn how to pay your Erie insurance premiums.
- Stabilized Premium Feature: Erie’s stabilized premium feature allows Dodge owners to lock in their rates, safeguarding them from annual premium hikes.
Cons
- Geographically Limited Operations: Erie car insurance is only available in 12 states, restricting access for Dodge owners in states where coverage is not offered.
- No Online Quotes: Drivers must contact an Erie agent for Dodge car insurance quotes.
#9 – Farmers: Cheapest Customizable Policies
Pros
- Highly Customizable Policies: Farmers offers highly customizable policies, allowing Dodge owners to craft insurance solutions that precisely match their unique coverage needs.
- Extensive Discount Opportunities: Our Farmers Insurance review covers its extensive discount opportunities for Dodge owners.
- Affordable Monthly Rates: Farmers offers affordable rates starting at $45 per month for Dodge cars with minimum coverage.
Cons
- Basic Digital Resources: The digital resources available are fairly basic, which may be less appealing for tech-savvy Dodge owners who prefer digital management.
- Premium Variability by Location: Premiums can vary significantly by geographic location, potentially resulting in higher Dodge car insurance costs in certain areas.
#10 – AAA: Cheapest With Membership Benefits
Pros
- Exclusive Membership Privileges: Our AAA insurance review showcases its exclusive membership privileges, including roadside assistance for Dodge auto insurance.
- Solid Financial Backbone: With an A rating from A.M. Best, AAA’s solid financial foundation offers reassurance to Dodge owners about its stability and reliability.
- Cost-Effective Rates for Members: AAA delivers cost-effective Dodge insurance rates starting at $50 per month for minimum coverage.
Cons
- Not Available to Non-Members: AAA Dodge car insurance is not available to drivers without an AAA membership.
- Membership Fees Imposed: AAA requires a paid membership to access cheap Dodge auto insurance.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Average Monthly Rates for Dodge Car Insurance
When comparing Dodge car insurance rates across different providers, it’s clear that prices can vary significantly depending on the level of coverage you choose.
Dodge Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $50 | $140 |
| $42 | $125 |
| $39 | $122 |
| $44 | $120 |
| $45 | $130 |
| $38 | $112 |
| $35 | $110 |
| $40 | $115 |
| $43 | $128 |
| $36 | $118 |
How much does Dodge Caliber insurance cost? For drivers seeking minimum coverage, Liberty Mutual emerges as the most affordable option, offering rates as low as $35 per month.
No camping trip would be complete without our favorite campfire tune. Sing it with us, folks: 🎶 Liberty, Liberty, Liiiberty… Liiiberty. 🎶 pic.twitter.com/Hxyycs0eHB
— Liberty Mutual (@LibertyMutual) November 15, 2023
Geico follows closely behind at $38 per month, while other providers like Amica, Travelers, and Progressive also offer competitive rates ranging between $36 and $40 per month.
For those who prefer full coverage insurance, which provides more comprehensive protection, Liberty Mutual again stands out as the most cost-effective choice, with a rate of $110 per month. Geico also remains a strong contender, offering full coverage at $112 per month.
How to Save Money on Dodge Car Insurance
Obtaining Dodge car insurance quotes online is an efficient way to compare rates from multiple providers and can lead you to significant savings. Major insurers like Liberty Mutual, Geico, and Progressive provide easy-to-use online tools where you can input your vehicle details and coverage preferences to get personalized quotes instantly.
Additionally, many providers offer exclusive online discounts, giving you even more savings opportunities. Liberty Mutual offers special savings for Dodge drivers with newer models that feature advanced safety systems, while Geico provides up to 25% off for installing anti-theft devices.
| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy, Safe Driver, Good Student, Anti-Theft |
| Multi-Policy, Safe Driver, Good Student, Homeowner |
| Multi-Policy, Safe Driver, Good Student, Anti-Theft |
| Multi-Policy, Safe Driver, Homeowner, Good Student |
| Multi-Policy, Safe Driver, Homeowner, Good Student |
| Multi-Policy, Good Driver, Anti-Theft, Military |
| Multi-Policy, Safe Driver, Anti-Theft, Good Student |
| Multi-Policy, Snapshot, Safe Driver, Homeowner |
| Multi-Policy, Safe Driver, Good Student, Accident-Free |
| Multi-Policy, Safe Driver, Homeowner, Good Student |
Progressive often has cheaper rates for Dodge Charger drivers who maintain low annual mileage. Beyond discounts, you can save more by opting for higher deductibles or reducing coverage on older Dodge models.
How much does Dodge Dakota car insurance cost? Enter your ZIP code below to find out. By comparing quotes side-by-side, you can make an informed choice and secure the best policy tailored to your budget and coverage needs.
Securing Cheap Dodge Car Insurance
Find cheap Dodge car insurance with Liberty Mutual, Travelers, or Geico. Each of these companies offers a unique blend of comprehensive coverage, customer service, and low premiums, making them ideal options for protecting your vehicle without breaking the bank.
Brandon Frady LICENSED INSURANCE AGENT
Progressive is also a competitive choice. It has usage-based plans and the best Dodge car insurance discounts for even lower rates for drivers who qualify.
Take advantage of these top options today to find the perfect insurance for your Dodge. Just enter your ZIP code into our free comparison tool to instantly compare quotes near you.
Frequently Asked Questions
Which provider offers the lowest car insurance rates for Dodge?
Providers like Liberty Mutual, Geico, and Travelers often offer the lowest car insurance rates for Dodge vehicles, with prices starting around $35/month. Learn how to save more money by bundling home and auto insurance with Travelers.
What steps can I take to secure cheap Dodge insurance?
To secure affordable insurance for your Dodge, compare rates from multiple insurers, bundle policies when possible, maintain a good driving record, and look for discounts tailored to Dodge owners. Take the first step toward cheaper car insurance rates by entering your ZIP code below.
Why is Liberty Mutual considered the best option for insuring a Dodge?
Liberty Mutual is regarded as the best option for insuring a Dodge due to its competitive pricing, comprehensive coverage plans, and various discount opportunities suited to different Dodge models.
Does the specific Dodge model impact insurance costs?
Yes, the insurance cost varies by Dodge model. Performance-oriented models like the Charger tend to have higher rates than more family-oriented models like the Grand Caravan. Compare Dodge Grand Caravan car insurance costs here.
What can I do to reduce my Dodge car insurance rates?
You can reduce your Dodge car insurance rates by maintaining a clean driving history, choosing a higher deductible, bundling insurance policies, and looking for discounts for features like anti-theft devices or safe driving habits.
Are there any special discounts available specifically for Dodge drivers?
Many insurers offer low-cost car insurance with driver discounts to Dodge owners, including multi-car discounts, safe driver savings, and loyalty incentives that can significantly reduce premiums.
How does the age of my Dodge affect my insurance costs?
Older Dodge vehicles may qualify for lower insurance premiums, although coverage options might be more limited, whereas newer models may have higher rates due to their value and potential repair expenses.
Is it possible to get comprehensive coverage for my Dodge at an affordable rate?
Yes, comprehensive coverage for your Dodge can be affordable by comparing quotes, opting for higher deductibles, and utilizing discounts offered by insurers like Liberty Mutual or Geico. Find out what types of car insurance coverage Geico offers.
What factors should I consider when selecting an insurance policy for my Dodge?
When selecting insurance for your Dodge, focus on finding a balance between affordable premiums, comprehensive protection, strong customer service, and the insurer’s reputation.
Do Dodge cars generally have higher insurance premiums than other brands?
Dodge cars can sometimes have higher insurance premiums, especially for high-performance models, but rates depend on the specific model and individual driving factors. Find cheap car insurance quotes by entering your ZIP code below.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption
