Cheap Car Insurance in Nebraska for 2025 (Save Money With These 10 Companies)

The top pick for cheap car insurance in Nebraska is State Farm, offering outstanding coverage at an affordable $18 per month. For the best rates and service, State Farm outshines its competitors, including Geico and Progressive.

All of these providers offer great value, but State Farm stands out with its combination of affordable monthly rates and strong coverage, making it the best option. For those looking for cheap car insurance in Nebraska, State Farm is especially ideal.

Our Top 10 Company Picks: Cheap Car Insurance in Nebraska

Discover how these options can save you money while ensuring solid protection for your vehicle. Avoid paying too much for your coverage by using our free comparison tool above to find the company offering cheap car insurance in Nebraska with the best rates.

Enter your ZIP code below to compare cheap insurance rates.

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#1 – State Farm: Top Overall Pick

Pros

• Affordable Rates: State Farm offers highly competitive rates, making it a top choice for cheap car insurance in Nebraska.
• Personalized Policies: The company excels at providing customizable coverage options to suit individual needs for car insurance in Nebraska.
• Good Discounts: State Farm offers several discount options, such as for safe driving and bundling policies with other services in Nebraska. You can find more details in the State Farm insurance review & ratings.
• Strong Local Presence: With numerous agents across the state, customers can enjoy in-person support when dealing with car insurance in Nebraska.

Cons

• Lower A.M. Best Rating: State Farm’s B rating may raise concerns about its financial stability for some Nebraska car insurance customers.
• Limited Online Tools: Compared to competitors, State Farm’s digital interface could be more user-friendly for managing car insurance in Nebraska.
• Roadside Assistance Not Standard: Customers may need to add roadside assistance as an extra feature, which could increase the overall cost of car insurance in Nebraska.

#2 – Geico: Best for Online Convenience

Pros

• Low Premiums: Geico offers some of the most affordable car insurance in Nebraska, starting at just $25 per month.
• A++ Financial Strength: With an A++ rating from A.M. Best, Geico provides peace of mind for customers seeking stable and reliable car insurance in Nebraska.
• User-Friendly Online Experience: Geico’s app and website simplify managing Nebraska car insurance without in-person visits. For more, check out a Geico insurance review & ratings to see what others say.
• Various Discounts Available: Geico offers a range of discounts for safe drivers, military members, and multi-policyholders on car insurance in Nebraska.

Cons

• Limited Personal Interaction: Customers who prefer in-person service may find Geico lacking, as it emphasizes online tools for managing car insurance in Nebraska.
• Fewer Customization Options: Geico’s car insurance policies in Nebraska may not be as flexible or customizable compared to other insurers.
• Higher Rates for High-Risk Drivers: Geico may charge more for high-risk drivers compared to other providers of car insurance in Nebraska.

#3 – Progressive: Best for Roadside Assistance

Pros

• Roadside Assistance: Progressive offers great roadside assistance for Nebraska drivers. In a Progressive insurance review & ratings, this feature is highlighted as a major benefit.
• Snapshot Program: The Snapshot program rewards safe driving habits with potential discounts on car insurance in Nebraska.
• A+ Financial Rating: With a strong A+ rating from A.M. Best, Progressive demonstrates financial security for car insurance in Nebraska.
• Flexible Coverage Options: Progressive allows for a wide variety of add-ons and flexible coverage types for car insurance in Nebraska.

Cons

• Higher Rates for Low-Risk Drivers: Progressive may offer higher premiums for low-risk drivers compared to other providers of car insurance in Nebraska.
• Average Customer Service: Some customers report less-than-stellar customer service experiences when managing car insurance in Nebraska.
• Rates Increase After Claims: Filing a claim with Progressive could result in increased rates for future car insurance in Nebraska.

Enter your ZIP code below to compare cheap insurance rates.

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#4 – Travelers: Best for Bundling Policies

Pros

• Bundling Discounts: Travelers offers significant discounts when bundling auto and home policies, providing more affordable car insurance in Nebraska.
• A++ Financial Rating: Travelers’ strong financial rating offers reassurance for car insurance in Nebraska. Check out the Travelers homeowners insurance review for more details.
• Comprehensive Coverage Options: Travelers offers a wide range of coverage, including optional add-ons for enhanced car insurance in Nebraska.
• Discounts for Hybrid Vehicles: Drivers of eco-friendly cars can receive special discounts on their car insurance in Nebraska.

Cons

• Higher Rates for Standalone Policies: Travelers’ car insurance in Nebraska tends to be more expensive without bundling other types of insurance.
• Limited Mobile Tools: The app and website might not be as user-friendly as those of other providers for managing car insurance in Nebraska.
• Average Customer Service: Some customers report less responsive service from Travelers when handling car insurance in Nebraska.

#5 – Amica: Best for Customer Service

Pros

• Exceptional Customer Service: Amica is a top choice for car insurance in Nebraska, known for excellent customer support. Check out the Amica insurance review & ratings for more details.
• A+ Financial Strength: With an A+ financial rating, Amica offers reliability for customers seeking car insurance in Nebraska.
• Dividend Policies: Amica offers dividend policies, allowing customers to receive a refund on part of their car insurance in Nebraska premiums.
• Customizable Coverage: Amica provides a range of coverage options to tailor policies to specific needs for car insurance in Nebraska.

Cons

• Higher Monthly Premiums: Amica’s premiums tend to be on the higher side, which may be a drawback for those seeking cheap car insurance in Nebraska.
• Limited Discounts: Compared to other insurers, Amica offers fewer discount opportunities on car insurance in Nebraska.
• No Mobile App for Claims: Amica lacks a robust mobile app for claims, which could make managing car insurance in Nebraska less convenient.

#6 – American Family: Best for Competitive Rates

Pros

• Competitive Rates: American Family offers some of the most competitive rates for car insurance in Nebraska, starting at just $30.
• Strong Customer Service: The American Family provides excellent support, making it a reliable choice for car insurance in Nebraska.
• A-Rated Financial Stability: American Family’s A rating from A.M. Best assures customers of the company’s reliability for car insurance in Nebraska.
• Discounts for Safe Driving: Customers can benefit from various discounts, especially those who maintain a safe driving record with car insurance in Nebraska.

Cons

• Limited Availability in Some Areas: If you’re wondering how to file a car insurance claim with American Family insurance company, first check if they’re available in your area of Nebraska.
• Higher Premiums for Young Drivers: Younger drivers might face higher rates with American Family’s car insurance in Nebraska.
• Average Online Tools: The company’s app and website are less advanced compared to other competitors offering car insurance in Nebraska.

Enter your ZIP code below to compare cheap insurance rates.

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#7 – Allstate: Best for Cheap Rates

Pros

• Cheap Rates: Allstate offers very affordable car insurance in Nebraska, making it a top pick for budget-conscious drivers.
• A+ Financial Rating: Allstate’s strong financial standing ensures security for those purchasing car insurance in Nebraska.
• Multiple Discounts Available: Allstate provides several discount opportunities, including for safe driving and bundling policies for car insurance in Nebraska.
• Local Agent Access: Allstate has tons of agents who can help you face-to-face with car insurance in Nebraska. If you want more info, just look up the Allstate insurance review and ratings.

Cons

• Higher Rates for High-Risk Drivers: Drivers with a less-than-perfect record may face higher premiums for car insurance in Nebraska with Allstate.
• Complex Claim Process: Some customers report a more complicated claim process when dealing with car insurance in Nebraska.
• Expensive Add-Ons: Additional coverage options, such as rental car reimbursement, can increase the overall cost of car insurance in Nebraska.

#8 – Farmers: Best for Loyalty Rewards

Pros

• Loyalty Rewards: Farmers offers rewards for long-term customers, a benefit for those looking for car insurance in Nebraska.
• Good Coverage Options: The company provides a variety of coverage types and add-ons for customized car insurance in Nebraska.
• A Financial Rating: Farmers hold a strong A rating, ensuring reliable service for those seeking car insurance in Nebraska.
• Discounts for Multiple Policies: Customers who bundle multiple policies with Farmers can enjoy significant savings on their car insurance in Nebraska.

Cons

• Higher Premiums: Farmers tend to have higher monthly rates compared to other providers of car insurance in Nebraska.
• Fewer Online Tools: The app and website could improve user experience for car insurance in Nebraska. Check out a Farmer’s insurance review & ratings to see how they compare.
• Limited Local Agents: Farmers may have fewer agents available in rural areas, making it harder to get in-person support for car insurance in Nebraska.

#9 – The Hartford: Best for Safe-Driving Discounts

Pros

• Safe-Driving Discounts: The Hartford offers discounts for safe drivers, making it an appealing option for affordable car insurance in Nebraska.
• A+ Financial Rating: The Hartford’s financial strength ensures reliability for customers seeking secure car insurance in Nebraska.
• Good Customer Service: The company is known for providing excellent customer support, a plus for those managing car insurance in Nebraska.
• Comprehensive Coverage Options: The Hartford provides various coverage options for your car insurance in Nebraska. To answer, “What types of car insurance coverage does The Hartford offer?“

Cons

• Higher Premiums for Younger Drivers: The Hartford tends to charge more for younger drivers when providing car insurance in Nebraska.
• Limited Availability for Non-AARP Members: Some discounts and benefits may only be available to AARP members, limiting options for certain car insurance in Nebraska customers.
• Higher Rates for High-Risk Drivers: The Hartford’s car insurance in Nebraska can be costly for drivers with a poor driving record.

Enter your ZIP code below to compare cheap insurance rates.

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#10 – Liberty Mutual: Best for 24/7 Support

Pros

• 24/7 Support: Liberty Mutual offers round-the-clock customer support, a key advantage for managing car insurance in Nebraska.
• A Financial Strength: With a strong financial rating, Liberty Mutual provides reliability for those seeking car insurance in Nebraska.
• Variety of Discounts: Liberty Mutual provides multiple discounts, including bundling policies and maintaining a good driving record on car insurance in Nebraska.
• Flexible Payment Plans: The company offers flexible payment options, making it easier for customers to manage their car insurance in Nebraska premiums.

Cons

• Higher Monthly Rates: Liberty Mutual’s premiums tend to be higher compared to other providers of car insurance in Nebraska.
• Complex Discount Structure: Understanding and qualifying for all the available discounts on car insurance in Nebraska can be difficult.
• Limited Agent Access: Liberty Mutual may have fewer local agents for car insurance in Nebraska. If you’re curious, you can check out the Liberty Mutual insurance review & ratings for more info.

Enter your ZIP code below to compare cheap insurance rates.

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption