Can an insurance agent change your policy without consent or notification?

Before an insurance agent or company makes any changes to someone’s auto insurance they should discuss it with the policyholder. The agent should have spoken to your fiancé about adding you as a driver to his policy. Since you have your own insurance coverage, you do not need to be added to his policy. You simply need to provide the agent or company with the information on your insurance. Once this is done, your fiancé’s policy should be converted back to the way it was.It is common for insurance companies to add drivers to the policy if there is an additional driver in the household. The insurance company has the right to charge for the exposure of drivers in the household. However, if there is other insurance on the additional driver, then the insurance company should not add and make any charges for the new driver and their driving record.Have your fiancé talk to his insurance agent and have them correct the policy back. If there is a problem with this, make the agent explain why the added you, and why they did so without a conversation with your fiancé.