PostCan an insurance company add someone to a policy without consent? (What You Should Know in 2026)
You may be asking, Can an insurance company add someone to a policy without consent? Monthly rates can surge by up to $300 when an......
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PostCar insurance grace period.
Most auto insurance companies give a grace period of between 10-30 days to report the new car. If it is a replacement car, the new......
I was parked on a beach parking lot. High tide came in while I was fishing and flooded my car. Is this safe claim or considered negligent.
Auto insurance covers you for incidents that are caused by you, even if “negligent” or not properly done. If you have comprehensive coverage on your......
I have a SR22 on file with the DMV, If I change insurance companies will my current carrier cancel the SR22?
The purpose of an SR22 is to provide proof that you have automobile liability coverage on your vehicle. If you cancel your current auto policy,......
if my car is declared totaled can retrieve the after market stereo if i still hold the title
If a car is declared a total loss due to an accident or event, the insurance company usually will not allow you to remove anything......
Can hospitals turn away patients?
Yes, but only some hospitals and only in non-emergency situations. Privately-owned hospitals may turn away patients in a non-emergency, but public hospitals cannot refuse care. Public hospitals, funde...
Neighbor hit my car in the driveway and pushed through garage door, insurance company is totaling truck and lowballing. Cant buy comparable truck for amount and is costing me because i need it to make a living and will make future cost. what do i do?
Unfortunately, when a vehicle is considered a total loss the insurance company will pay the “actual cash value” of the vehicle. This rarely translates to......
PostLiability Limits: 250,000/500,000 vs 500,000/500,000 in 2026 (Coverage Explained)
Liability limits play a crucial role in determining your auto insurance coverage. This article breaks down the differences between 250,000/500,000 and 500,000/500,000 liability limits and......
What do I do if some teenagers damaged my car by throwing things at it while I was driving.
If your car was damaged due to kids throwing rocks, you can file a claim with your insurance company if you have comprehensive coverage on......
STOLEN CAR TIME LIMIT FOR INS. TO PAY CLAIM, LAS VEGAS NV. LAW?
Each state and insurance company has it’s own rules regarding settlement of a claim. You can check your insurance policy to see what it says......
How old do you have to be to be able to drive a classic car? I’ve heard 25+ in the past. Does it vary from state to state?
While each state has its own rules, most states and auto insurance companies do not have a minimum age for someone to own or drive......
Uber Driver – What is a Personal Certificate of Liability of Insurance?
why don’t you ask Uber what they need?...
my daughter has insurence on a auto we both own are we both covered in case of an accident
If you and your daughter co-own a vehicle, then you should both be listed as the named insured on the auto policy. This will protect......
Switching auto insurance and new company is asking for the declaration page fro the previous insurer. Why would they need that?
When applying for a new auto insurance policy, the new insurance company will want proof of previous insurance, so they can give the proper discount......
can insurance company deduct money from settlement to cover storage fees at a garage?
If you have an auto accident and the other driver’s insurance company takes responsibility, then they can set limits on parts of the settlement they......
Can I switch car insurer’s while I have a claim pending, if so does my current insurance still have to process the claim even if I switch carriers?
You can change your auto insurance carrier at any time you feel you need to. The previous company will have to continue to handle the......
Does FL require that sales tax be paid as part of a total loss settlement on a vehicle?
If a car is totaled in an auto accident, the value of the car is based on the actual cash value of the car at......
can you insure a car that is not in your name?
The auto insurance policy needs to be written in the name of the registered owner of the car. If you insure a car that is......
I received a moving violation out of state and wondering how many, if at all, points will be added to my auto insurance in Georgia.
If you receive a moving violation while driving out of state, the information may or may not be sent to your home state. Some states......
I totaled my car in a single-car accident. I was charged w/a DUI; can the auto insurer refuse to pay off my lienholder due to the DUI?
If you have an auto accident and are charged with a DUI, the accident is still covered presuming you have physical damage coverage, or collision......
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