Who is responsible for damage to electric gate that closed on a truck and was damaged? Responsibility of an accident – truck vs gate – can be tricky to resolve. I suggest that you contact your insurance agent and ask them… → Read More
Will a bill of sale be enough documentation to prove ownership of my vehicle when my car was declared a total loss? Most states give you a few days to register a car in your name. In addition, insurance companies usually allow a few days if you… → Read More
if someone else gets a speeding ticket in my vehicle, does it increase my insurance? If someone else is driving your car and receives a ticket, the ticket will be charged against the driver, not the owner of the car. … → Read More
if my child has a drivers permit, do i need to let my insurance know in order for him to drive the car? If your child has only the permit for driving, you do not have to tell the insurance company about them. Insurance companies cannot actually add… → Read More
If I rear ended a vehicle that abruptly stopped after traveling past the cross walk into the intersection as the light changed from yellow my fault? Unfortunately, even though the other driver stopped suddenly and unexpectedly, you are responsible for the accident, since you rear ended her. It is your responsiblity… → Read More
Will removing deployed airbags increase my insurance? 2025 (Avoid Costly Mistakes) Will removing deployed airbags increase my insurance? This question explores how the removal of deployed airbags might affect your insurance rates and overall safety. While… → Read More
Shouldn’t your comp coverage take care of a boat trailer attached to your vehicle that was stolen? Comprehensive coverage on the auto policy covers the auto in question. It does not cover an item that may be attached to the vehicle. Since… → Read More
Falling tree branch hit car while driving. Is this comprehensive or collision? Falling objects are considered a part of comprehensive coverage. The deductible for that will apply to the policy and there is no charge or affect on… → Read More
Hit-and-Run driver now says I hit him after he told police he wasn’t aware of any accident and his insurance isn’t covering my car. Options? The police report should support your version of the incident. I would recommend that you go through your insurance company and let them work out… → Read More
Does an expired drivers license invalidate liability insurance? While a driver is expected to have a valid license when they purchase insurance, once the policy is in force, the insurance company should pay… → Read More
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