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Auto Insurance Q & As

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Post

Who is responsible for damage to electric gate that closed on a truck and was damaged?

Responsibility of an accident – truck vs gate – can be tricky to resolve. I suggest that you contact your insurance agent and ask them......

Post

Will a bill of sale be enough documentation to prove ownership of my vehicle when my car was declared a total loss?

Most states give you a few days to register a car in your name. In addition, insurance companies usually allow a few days if you......

Post

if someone else gets a speeding ticket in my vehicle, does it increase my insurance?

If someone else is driving your car and receives a ticket, the ticket will be charged against the driver, not the owner of the car. ......

Post

if my child has a drivers permit, do i need to let my insurance know in order for him to drive the car?

If your child has only the permit for driving, you do not have to tell the insurance company about them.  Insurance companies cannot actually add......

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If I rear ended a vehicle that abruptly stopped after traveling past the cross walk into the intersection as the light changed from yellow my fault?

Unfortunately, even though the other driver stopped suddenly and unexpectedly, you are responsible for the accident, since you rear ended her.  It is your responsiblity......

Will removing deployed airbags increase my insurance? 2026 (Avoid Costly Mistakes)Post

Will removing deployed airbags increase my insurance? 2026 (Avoid Costly Mistakes)

Will removing deployed airbags increase my insurance? This question explores how the removal of deployed airbags might affect your insurance rates and overall safety. While......

Post

Shouldn’t your comp coverage take care of a boat trailer attached to your vehicle that was stolen?

Comprehensive coverage on the auto policy covers the auto in question.  It does not cover an item that may be attached to the vehicle.  Since......

Post

Falling tree branch hit car while driving. Is this comprehensive or collision?

Falling objects are considered a part of comprehensive coverage. The deductible for that will apply to the policy and there is no charge or affect on......

Post

Hit-and-Run driver now says I hit him after he told police he wasn’t aware of any accident and his insurance isn’t covering my car. Options?

The police report should support your version of the incident. I would recommend that you go through your insurance company and let them work out......

Post

Does an expired drivers license invalidate liability insurance?

While a driver is expected to have a valid license when they purchase insurance, once the policy is in force, the insurance company should pay......

Post

do you need a special permit or license to drive a trike in washington state?

From the Washington State Licensing website:   How to get a sidecar/trike endorsement 3-wheel vehicle requirements If you ride a 3-wheel vehicle in Washington, you......

Post

I have PIP and liability and my windshield was hit by a buzzard and it was cracked. Will my insurance company replace it?

The insurance that you are currently carrying is liability insurance.  You need to have comprehensive and/or glass coverage to protect you for the damages caused......

Post

Can a person with a Michigan drivers license get Texas auto insurance ?

If you have a license in one state and buy auto insurance in another state, there should be a reason for doing so.  I am......

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Does Erie Insurance car insurance cover rental reimbursement if my car is being repaired?

Understanding Erie Insurance Car Insurance Coverage When it comes to car insurance, it’s important to have a clear understanding of what your policy covers. Erie......

Does Erie insurance cover rental cars? (Details for 2026)Post

Does Erie insurance cover rental cars? (Details for 2026)

Planning a trip and wondering, does Erie Insurance cover rental cars? This article delves into Erie insurance’s rental car coverage, detailing specific aspects like their......

Post

Does NJM Insurance Group car insurance cover rental reimbursement if my car is being repaired?

In today’s fast-paced world, car insurance has become a necessity for every car owner. Accidents can happen at any time, leaving your precious vehicle damaged......

Post

Does American National Insurance car insurance cover rental reimbursement if my car is being repaired?

Having car insurance is crucial for protecting yourself and your vehicle in the event of an accident or other unfortunate incidents. However, what happens when......

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Does NJM Insurance Group car insurance cover rental cars when I am traveling out of town?

If you’re a policyholder of NJM Insurance Group and planning to travel out of town, you may be wondering if your car insurance covers rental......

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Does American National Insurance car insurance cover rental cars when I am traveling out of town?

If you are a policyholder with American National Insurance and planning to travel out of town, you may be wondering whether your car insurance will......

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