Does Illinois require PIP coverage?
Medical payment coverage, or PIP coverage as it is called in some states, is an optional insurance coverage under the auto insurance policy. There is......
Auto Insurance Q & As
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Cancelled policy co. says they need Declarations page of NEW policy to cancel expired old policy with them.
If you are asking your present insurance company to backdate a cancellation since you found less expensive insurance they do have the right to see......
Seems to be a mistake made by my car insurance agent, can I get my money back from being overcharged on my car insurance? Or did I get screwed?
If your auto insurance policy was misrated due to incomplete or incorrect information you should be able to get the insurance premium reduced to the......
If I hit a car and the person leaves before the police show up am I still at fault?
If you were in an auto accident and the accident was your fault, your insurance is responsible for the repairs to the other party’s car.......
my insurance company is saying i had a lapse in coverage and refuses to pay a claim hoever i have proof in writting.
If there is a question of a lapse or gap in your insurance policy, the letter that you received from the insurance company that indicates......
my girlfriend used my car and hit someone from behind she is not on my policy is my car covered for damages.in texas
If you allow someone to use your car, and they are a licensed driver, then your insurance policy will cover you for the damages to......
I am having issues with my car after being in an accident. It’s not fixed properly.
If your insurance company agreed to fix your car, then the repairs must be complete and to your satisfaction. If the repair shop was referred......
Nonrenewal
Auto insurance companies can set up a non-renewal on an auto policy based on the terms of the policy. Most policies require a thirty day......
If my son stole my car and wrecked it, will my insurance cover it if he is not arrested?
If your car was stolen, even by a family member, and you have comprehensive and collision coverage on the car, the insurance company should pay......
can a insurance company cancel your plan without your knowledge
If the insurance premium on your car insurance was past due, the insurance company is required to send you a notice of cancellation and give......
If I do not go to court against the at-fault driver and her ticket gets dismissed, can her insurance then sue me to repay the cost of my car’s damages
In an auto accident, the fact that there was a ticket issued does not confirm or deny that the party was at fault. Since you......
if my father cosigns a loan for me, can the car be under his insurance?
Auto insurance should be written in the name of the registered owner. If your father co-signed for the loan he may or may not be......
The mechanic that works on my car get into an accident. Should the insurance of the mechanic or his shop take care of the claim?
In an auto accident, the insurance follows the car, so your auto insurance will pay for damages to any other vehicle and any injuries to......
Should I go through at-fault party’s insurance or mine?
If you have an auto accident, and it is not your fault, you can go through your insurance company for the repairs and then your......
The structural integrity of a rock chip repair failed and ruined my windshield. Is the repair person responsible for the replacement?
Since the rock chip repair did not work and the windshield needs to be replaced, I would think the insurance company will not have a......
Do I need extra insurance when I borrow friends RV?
If you are borrowing a vehicle and the owner can add you to their insurance policy, then that is all that needs to be done.......
will my insurance go up with a cellphone violation in california. i have liberty mutual
While each state and insurance company is different in how they charge for various tickets, most insurance companies in California do not charge for a......
I had damage to my vehicle while parked at a hotel “park and ride” lot. Should hotel be responsible or would I need turn into my auto ins carrier?
If your car was damaged by the hotel where you were keeping the car, the hotel is ultimately responsible for the damages. However, most parking......
claim rejection chances for second hand car if RC transferred and insurance is still in the fist owners name
If your car was involved in a claim for an accident, the car dealer is resposible to transfer the title. However, you must get the......
Insurance claims my fault and warns they may surcharge my full-coverage policy up to 3 yrs, increase my rates and possibly not renew – legal?
If you had a single car accident, it is hard to defend that the accident was not your fault, unless there were weather conditions that......
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