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I do not insure the vehicle, the other person, my son, is the named insured.
Asked on October 8, 2018 under Accident Law, Ohio
Answered 6 years ago | Contributor
Since your name is on the title then you are the legal owner of the vehicle. Accordingly, you bear liability for any accident in which it is involved in (unless it was stolen). Accordingly, you can be held finacially accountable , for all injuries, damages and related costs.
If your name is on the title, you are an owner of the vehicle. Any owner of a car--whether or not they provide insurance--is liable (financially responsible) when a lawful or permitted driver, even a co-owner (basically, anyone who is not a car thief) is at-fault in causing an accident. So if your son was, as you indicate, at fault, you can be held liable for the damage, costs, and injuries he caused.
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